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"How to Create the Ultimate Benefits Package for Your Employees"

Kenneth Sigler

The benefits package can have an enrollment at any time, but rules also need to be in place like when the enrollment period will generally be when employees become eligible to initially enroll, what the company percentage will be versus the employee's percentage, and the products and also enrollment qualifications,

The first thing to do is to determine the regular enrollment period when employees can change their coverages. Also, this is when the employer decides if employees will first become eligible to enroll after a 90-day probationary period, a shorter period, a longer period, or immediately.

Next, the employer will determine the plans offered and remember the benefits package can attract employees of good caliber, lower your overall out-of-pocket cost, and help you retain good employees. The options are Health Insurance, Medicare insurance, Dental, Vision, Hospital Indemnity, Cancer/Critical illness, Disability, Legal Expense, Identity Theft Protection, Life insurance, and retirement options. These can all be put in a cafeteria plan to lower initial tax expenses, but when a claim is filed, taxes may be deducted at this point, so making the right choice is vital as this is to make everyone's life easier.

After all this the implementation and any special enrollment items are important to be discussed.

Benefits Package

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8775715200 (TTY 711)

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4210 Highway 51 South
Hernando, MS 38632

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